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The Difference Between Chapter 7 and Chapter 13

When it comes to bankruptcy, Chapter 7 and Chapter 13 serve different purposes and suit different financial situations. The crux of the difference lies in how they handle your debts.

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Bankruptcy Terms to Know

We understand that facing bankruptcy can be an overwhelming and stressful experience. The legal jargon, the paperwork, and the uncertainty about your financial future can all make you feel like you're in over your head.

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Bankruptcy Myths Debunked

Bankruptcy can be confusing, with many myths making it even more intimidating. In this article, we're here to debunk some of the most common bankruptcy myths in a straightforward...

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Are Late-Filed Tax Returns Dischargeable in Bankruptcy

Some not-so-clear amendments to the bankruptcy code in 2005 have opened the door to widely varying interpretations, resulting in different courts around the country issuing different opinions about whether income tax debt on a late-filed tax return can ever be discharged in a Chapter 7 bankruptcy.

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What Taxes Can I Discharge in Bankruptcy

It is true—certain taxes can be discharged in chapter 7 bankruptcy. The bankruptcy code allows some individual income tax debt to be wiped out forever if a few requirements are met.I talk about this on this YouTube video.

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How to Give Great Gifts without Going Broke

How many times have you gone shopping for a gift not knowing exactly what you wanted to buy? Next thing you know you’re checking out with a $50 something-or-other that you’re not super excited about but purchased because you didn’t want to be too cheap but also because you figured at that price range it could be cool.

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Debt Collection FAQs

If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. Under the FDCPA, a debt collector is someone who regularly collects debts owed to others.

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Wall Street Journal: White House Floats Bankruptcy Process for Some Student Loan Debt

WASHINGTON—The White House is weighing steps to make it easier for Americans to expunge certain student loans through bankruptcy, opening the door for student debt made by private lenders to be treated on par with credit-card debt and mortgages.

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